Regarding gold in the possession of his wife for personal use, valued at three thousand riyals: is zakah also due on it, and if so, what is the amount?
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The questioner : He also says that his wife has gold for personal use, valued at approximately three thousand riyals. He asks whether zakah is due on it, and if so, what is the amount?
The Shaykh : Yes. The stronger opinion in this matter, and the correct one, is that jewelry intended for wearing is subject to zakah if it reaches the nisab, which for gold is eighty-five grams. If it reaches this amount, its zakah becomes obligatory. The evidence for this is the generality of the statement of Allah the Exalted:[At-Tawbah 9:34-35].
And the generality of the statement of the Prophet (peace and blessings be upon him):Sahih Muslim 987a This woman who has this jewelry is a possessor of gold, and there is no evidence to exclude her from the generality of the text.
There are also specific proofs indicating the obligation of zakah on gold and silver jewelry, such as the hadith of 'Amr ibn Shu'ayb from his father from his grandfather: It has a corroborating narration from the hadith of 'A'ishah and Umm Salamah. Al-Hafiz Ibn Hajar said in Bulugh al-Maram regarding the hadith of 'Amr ibn Shu'ayb: "Its chain is strong." He said: "Its chain is strong."
Accordingly, she must pay zakah on it. The method of zakah is that when the lunar year of possession has passed, its value is estimated at the time zakah becomes due, and one-quarter of one-tenth of the value is paid out.
The questioner : Very well.
The Shaykh : If it is worth three thousand, then seventy-five riyals are due. Do you say thirty thousand? If it is worth thirty thousand riyals, then seven hundred and fifty riyals are due, because the zakah of gold and silver is one-quarter of one-tenth. Yes.
The Shaykh : Yes. The stronger opinion in this matter, and the correct one, is that jewelry intended for wearing is subject to zakah if it reaches the nisab, which for gold is eighty-five grams. If it reaches this amount, its zakah becomes obligatory. The evidence for this is the generality of the statement of Allah the Exalted:
And those who hoard gold and silver and spend it not in the way of Allah - give them tidings of a painful punishment. (35) The Day when it will be heated in the fire of Hell and seared therewith will be their foreheads, their flanks, and their backs, [it will be said], "This is what you hoarded for yourselves, so taste what you used to hoard."
والذين يكنزون الذهب والفضة ولا ينفقونها في سبيل الله فبشرهم بعذاب أليم يوم يحمى عليها في نار جهنم فتكوى بها جباههم وجنوبهم وظهورهم هذا ما كنزتم لأنفسكم فذوقوا ما كنتم تكنزونAnd the generality of the statement of the Prophet (peace and blessings be upon him):
If any owner of gold or silver does not pay what is due on him, when the Day of Resurrection would come, plates of fire would be beaten out for him; these would then be heated in the fire of Hell and his sides, his forehead and his back would be cauterized with them. Whenever these cool down, (the process is) repeated during a day the extent of which would be fifty thousand years, until judgment is pronounced among servants, and he sees whether his path is to take him to Paradise or to Hell.
ما من صاحب ذهب ولا فضة لا يؤدي منها حقها إلا إذا كان يوم القيامة صفّحت له صفائح من نار فأحمي عليها في نار جهنم فيُكوى بها جنبه وجبينه وظهره كلما بردت أعيدت في يوم كان مقداره خمسين ألف سنة حتى يُقضى بين العباد ثم يرى سبيله إما إلى الجنّة وإما إلى النارThere are also specific proofs indicating the obligation of zakah on gold and silver jewelry, such as the hadith of 'Amr ibn Shu'ayb from his father from his grandfather:
A woman came to the Messenger of Allah (peace and blessings be upon him), and on her daughter's hand were two thick bracelets of gold. He said to her: "Do you pay zakah on this?" She said: "No." He said: "Would you like Allah to brand you with them as bracelets of fire?" So she took them off and threw them to the Messenger of Allah (peace and blessings be upon him), saying: "They are for Allah and His Messenger."
أن امرأة جاءت إلى رسول الله صلى الله عليه وفي يد ابنتها مسَكتان غليظتان من ذهب فقال لها أتؤدين زكاة هذا قالت لا قال أيسرك أن يسوّرك الله بهما سوارين من نار فخلعتهما وألقتهما إلى رسول الله صلى الله عليه وسلم وقالت هما لله ورسولهAccordingly, she must pay zakah on it. The method of zakah is that when the lunar year of possession has passed, its value is estimated at the time zakah becomes due, and one-quarter of one-tenth of the value is paid out.
The questioner : Very well.
The Shaykh : If it is worth three thousand, then seventy-five riyals are due. Do you say thirty thousand? If it is worth thirty thousand riyals, then seven hundred and fifty riyals are due, because the zakah of gold and silver is one-quarter of one-tenth. Yes.