If a man buys jewelry for his unmarried daughters, where the amount for each does not reach the nisab, but the total reaches the nisab, is there zakah in it? And if
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The questioner : The questioner says: According to the opinion that zakah is obligatory on a woman's jewelry, if a man buys jewelry for his unmarried daughters, where the amount for each does not reach the nisab, but the total reaches the nisab, is there zakah in it? And if a woman owns jewelry that is exactly the nisab and she has no other wealth, does she sell some of it to pay the zakah, or what should she do? And if it is more than the nisab, does she also sell some of it, or not? Please guide us on this, may Allah reward you.
The Shaykh : If a man has unmarried daughters and he gives each of them jewelry that does not reach the nisab, then if he gave it to them as a gift, there is no zakah in it, because the ownership of each one's jewelry does not reach the nisab, so it is not obligatory. But if he gave it to them on loan, and he believes that this jewelry is his property, and its total reaches the nisab, then he must pay zakah on it, because he is its owner.
As for the second issue, which is if a woman has jewelry equal to the nisab and she has nothing with which to pay the zakah on it, we say: If her father, brother, or husband pays the zakah on her behalf, there is no harm, and the jewelry remains as it is. Otherwise, she must sell some of it or take out the amount of the zakah from it. In that case, zakah is not obligatory on it in the future, because it has fallen below the nisab.
As for the third issue, which is if she has jewelry that exceeds the nisab but she has no wealth, does she sell some of it? We say in this what we said in the first: If someone volunteers to pay the zakah on her behalf and pays it for her, that is sufficient. Otherwise, she must take out the amount of the zakah from it, or sell what is equal to the amount of the zakah and pay it to its rightful recipient.
The questioner : May Allah bless you.
The Shaykh : If a man has unmarried daughters and he gives each of them jewelry that does not reach the nisab, then if he gave it to them as a gift, there is no zakah in it, because the ownership of each one's jewelry does not reach the nisab, so it is not obligatory. But if he gave it to them on loan, and he believes that this jewelry is his property, and its total reaches the nisab, then he must pay zakah on it, because he is its owner.
As for the second issue, which is if a woman has jewelry equal to the nisab and she has nothing with which to pay the zakah on it, we say: If her father, brother, or husband pays the zakah on her behalf, there is no harm, and the jewelry remains as it is. Otherwise, she must sell some of it or take out the amount of the zakah from it. In that case, zakah is not obligatory on it in the future, because it has fallen below the nisab.
As for the third issue, which is if she has jewelry that exceeds the nisab but she has no wealth, does she sell some of it? We say in this what we said in the first: If someone volunteers to pay the zakah on her behalf and pays it for her, that is sufficient. Otherwise, she must take out the amount of the zakah from it, or sell what is equal to the amount of the zakah and pay it to its rightful recipient.
The questioner : May Allah bless you.