Explaining that the illness of Muslims today is their turning away from their religion, which is of two types as indicated by the phrase (when you trade with one another through 'inah), along with explaining the reality of this forbidden sale
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The Shaykh : The illness of Muslims today is their turning away from their religion and not following the Shari'ah of their Prophet (peace and blessings be upon him). This turning away is divided into two categories, as the first part of this hadith indicates to us. The first category, or the first type of turning away, is contradicting the clear and evident Shari'ah through twisted means, which some may call legal stratagems. This is what the Messenger of Allah (peace and blessings be upon him) alluded to in his saying . The second category of turning away is that, praise be to Allah, they still know the ruling of Allah without any change, alteration, or figurative interpretation. This is immersing oneself in this world and being preoccupied with it to the neglect of religion, including jihad in the path of Allah. He (peace and blessings be upon him) said . 'Inah is a type of sale involving deception to consume riba and the wealth of people through falsehood under the name of sale. The sale of 'inah: 'Inah is derived from al-'ayn, meaning the essence or substance of a thing. The form of this sale is that a commodity or need is sold in its place in two ways: a sale for cash and a sale on installment. The cash sale is at a lower price, and the installment sale is at a higher price. This is the sale of 'inah. I do not wish to speak now about installment sales, as we have no room for it now. The sale of 'inah is when a man comes to a merchant, for example a car dealer, and pretends before him that he wants to buy a car, while he knows he has no liquidity and no currency, but rather he wants to obtain and gain currency through this deceptive sale. He comes and asks the merchant, "How much is this car?" The merchant says, for example, ten thousand for cash and ten thousand plus one hundred or two hundred on installment, depending on the case. The buyer pretends to have bought it at the higher price, which is the installment price. Then this installment buyer quickly turns into a seller, and the seller turns into a buyer. The first buyer, who bought on installment and was recorded as owing ten thousand plus such and such, says to the merchant, "Will you buy this car from me for cash?" They agree on eight thousand, or seven thousand, and he takes the value of this car from the merchant who sold it to him. He takes it in cash and leaves, having received seven thousand or eight thousand, while ten thousand or more was recorded against him, as we said earlier. This is the sale of 'inah, and it is a deception to make permissible the consumption of people's wealth through falsehood, and to make permissible the riba that Allah the Exalted revealed to be fought against by consuming it. Therefore, the Messenger of Allah (peace and blessings be upon him) placed at the beginning of this hadith the causes that, if Muslims commit them, they deserve to be humiliated by others, namely the disbelievers. He said , meaning if you consume riba under the name of sale.
