A woman has a sum of money, approximately (2000 riyals), which she gave to a man to buy and sell with, and at the end of the year he gave her twenty thousand riyals
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The questioner : I have a sum of money, approximately two thousand riyals, which I gave to a man to buy and sell with. At the end of the year, he gave me twenty thousand. I do not know how he worked with it. Is this forbidden or lawful? I ask for your guidance in this matter.
The Shaykh : This is lawful; there is no issue with the permissibility of you taking it. I say this is lawful, and there is no issue with the permissibility of taking it, because the man to whom this money was given was not given it except in the capacity of a trust.
The questioner : Yes.
The Shaykh : If the owner of the money had not trusted him and seen that he was worthy of trust, he would not have given him the money. If that is the case, the default assumption regarding the transactions of Muslims is that they are in accordance with the Shari'ah. It is not appropriate for us to ask how he transacted with it, because the default assumption is soundness, unless a doubt arises. In that case, there is no harm in asking. As long as no doubt has arisen, the default assumption is soundness. This profit that accrued to the questioner is lawful profit, and there is no blemish on it.
On this occasion, I would like to
The questioner : Yes.
The Shaykh : clarify that this type of transaction, which is giving money to a person to trade with, and for him to have a share of the profit, is called by the scholars: mudarabah (a profit-sharing partnership). In it is good and blessing, especially with good intention, for Allah the Exalted said in the Qudsi Hadith:Bulugh al-Maram 7:124.
This type of contract has blessing, as I said. One of its blessings is that it grows the money for the owner without effort on his part, and that it opens the door of work and earnings for the other party who does not have money. Thus, this person earns through his work, and the owner of the money earns through his money.
If people were to follow this path and give those they trust coins to trade with, and the profit is shared between him and the owner of the money according to what they agree upon, much good would result for these unemployed people who do not want to work with their bodies for people as craftsmen or builders or the like, and who do not have money to trade with. If someone were to do them a favor and say, "Take this money and transact with it by buying and selling and what Allah has made lawful, and the profit is between us," there would be much good in this. And with a good intention, Allah will bless the partners in this money. Yes.
The questioner : May Allah bless you. From Hadramaut, the listener Abd al-Rahman says.
The Shaykh : This is lawful; there is no issue with the permissibility of you taking it. I say this is lawful, and there is no issue with the permissibility of taking it, because the man to whom this money was given was not given it except in the capacity of a trust.
The questioner : Yes.
The Shaykh : If the owner of the money had not trusted him and seen that he was worthy of trust, he would not have given him the money. If that is the case, the default assumption regarding the transactions of Muslims is that they are in accordance with the Shari'ah. It is not appropriate for us to ask how he transacted with it, because the default assumption is soundness, unless a doubt arises. In that case, there is no harm in asking. As long as no doubt has arisen, the default assumption is soundness. This profit that accrued to the questioner is lawful profit, and there is no blemish on it.
On this occasion, I would like to
The questioner : Yes.
The Shaykh : clarify that this type of transaction, which is giving money to a person to trade with, and for him to have a share of the profit, is called by the scholars: mudarabah (a profit-sharing partnership). In it is good and blessing, especially with good intention, for Allah the Exalted said in the Qudsi Hadith:
I am the third (partner) of two partners as long as one of them does not cheat the his companion. Then, if he cheats (his partner) I depart from them.
أنا ثالث الشريكين ما لم يخن أحدهما صاحبه، فإذا خان خرجت من بينهماThis type of contract has blessing, as I said. One of its blessings is that it grows the money for the owner without effort on his part, and that it opens the door of work and earnings for the other party who does not have money. Thus, this person earns through his work, and the owner of the money earns through his money.
If people were to follow this path and give those they trust coins to trade with, and the profit is shared between him and the owner of the money according to what they agree upon, much good would result for these unemployed people who do not want to work with their bodies for people as craftsmen or builders or the like, and who do not have money to trade with. If someone were to do them a favor and say, "Take this money and transact with it by buying and selling and what Allah has made lawful, and the profit is between us," there would be much good in this. And with a good intention, Allah will bless the partners in this money. Yes.
The questioner : May Allah bless you. From Hadramaut, the listener Abd al-Rahman says.