Reiteration of the discussion regarding dealing with banks and the details thereof.
Machine translationRead the Arabic original
The questioner : I asked you a moment ago about my money, or some of my money, that is in the banks, but I do not feel safe about it?
The Shaykh : Did I not tell you what contradicts this?
The questioner : I said what contradicts, but...
The Shaykh : I said the best is to withdraw it from the bank, but if you are in need and you fear for your money, there is no harm.
The questioner : Meaning, it remains, even if I suspect that it involves riba.
The Shaykh : No, you do not take the riba.
The questioner : I do not take it.
The Shaykh : You give ten and you take ten.
The questioner : They take it from them.
The Shaykh : It is not your concern regarding them. This is what led us to say: the best is that you do not give it to them, because we fear that they will invest it in riba. But is the work of banks today entirely riba, one hundred percent?
If that were the case, it would not be permissible to give it to them ever, even if it were to perish in the dust. But we know that banks have contracts, they have trades, and they have taking and giving other than riba. Since some people say: it is absolutely forbidden because all their money is riba, they take this and that. And for this reason, we facilitated the matter. If we said: all their dealings are riba, one hundred percent, we would tell you: bury your coins in the dust and let the earth eat them, that would be more pleasing to us.
The questioner : I do not take it from it, and it is written on the instrument: if your income or profit does not increase by twelve riyals, or he said dollars or riyals, then return to the one who gave you the check.
The Shaykh : There is nothing wrong with this.
The questioner : There is nothing wrong with it?
The Shaykh : He tells you: It is necessary!
The questioner : He says: If your profit does not increase...
The Shaykh : This is the one who wants the profit; do not deal with him.
The Shaykh : Did I not tell you what contradicts this?
The questioner : I said what contradicts, but...
The Shaykh : I said the best is to withdraw it from the bank, but if you are in need and you fear for your money, there is no harm.
The questioner : Meaning, it remains, even if I suspect that it involves riba.
The Shaykh : No, you do not take the riba.
The questioner : I do not take it.
The Shaykh : You give ten and you take ten.
The questioner : They take it from them.
The Shaykh : It is not your concern regarding them. This is what led us to say: the best is that you do not give it to them, because we fear that they will invest it in riba. But is the work of banks today entirely riba, one hundred percent?
If that were the case, it would not be permissible to give it to them ever, even if it were to perish in the dust. But we know that banks have contracts, they have trades, and they have taking and giving other than riba. Since some people say: it is absolutely forbidden because all their money is riba, they take this and that. And for this reason, we facilitated the matter. If we said: all their dealings are riba, one hundred percent, we would tell you: bury your coins in the dust and let the earth eat them, that would be more pleasing to us.
The questioner : I do not take it from it, and it is written on the instrument: if your income or profit does not increase by twelve riyals, or he said dollars or riyals, then return to the one who gave you the check.
The Shaykh : There is nothing wrong with this.
The questioner : There is nothing wrong with it?
The Shaykh : He tells you: It is necessary!
The questioner : He says: If your profit does not increase...
The Shaykh : This is the one who wants the profit; do not deal with him.