Is there zakah on money collected for cooperation in good?

Q: If there is a group where each member contributes a portion of money, and they save it with the intention of benefiting from it when accidents occur to some of them, God forbid, and they need it for their general affairs, and a lunar year passes over this amount, is there zakah on it?

A: These funds and similar ones that their owners donate for public interests and for cooperation in good among them do not have zakah; because they have been taken out of their ownership seeking the Face of Allah, and their benefits are shared by their rich and poor, and for treating the accidents that befall them, so they are considered outside their ownership in the ruling of collected charities for spending in the path for which they were given.