When is Hajj obligatory?
Machine translationRead the Arabic original
Question: I am a man who wants to perform the obligatory Hajj this year, but I borrowed a sum of money from the bank and am paying it back in monthly installments. The repayment period will not end until six months from now. Is it obligatory for me to perform Hajj and fulfill this duty, knowing that I borrowed the money before I thought about performing the duty and for another purpose? Please inform me about this, may Allah reward you with good.
Answer: If you are able to afford the expenses of Hajj and pay off the debt on time, then Hajj is obligatory for you; due to the generality of the saying of the Exalted: [Al-Imran: 97]. If you are not able to afford the expenses of Hajj while paying off the debt, then Hajj is not obligatory for you; due to the noble verse and the hadiths from the Messenger of Allah (peace and blessings be upon him) that came with its meaning.
Answer: If you are able to afford the expenses of Hajj and pay off the debt on time, then Hajj is obligatory for you; due to the generality of the saying of the Exalted:
And [due] to Allah from the people is a pilgrimage to the House - for whoever is able to find thereto a way
وَلِلّهِ عَلَى النَّاسِ حِجُّ الْبَيْتِ مَنِ اسْتَطَاعَ إِلَيْهِ سَبِيلًا
Source
binbaz.org.sa
The Arabic text is copied verbatim from the original source, without any edits.