No zakah is due on amounts below the nisab

Also, Isa ibn Ali ibn al-Mu'taq from Kuwait says: I have five dinars in the bank, and a lunar year has passed over them, but I have not benefited from them. Is there any zakah due on them, given that five dinars are approximately forty Saudi riyals?
Answer: If you have dinars that complete the nisab, then zakah is obligatory on you when the lunar year has passed. However, if you have only these dinars, then there is no zakah on them because they do not reach the nisab. If you have other dinars on which a lunar year has passed, you add them to these, and there is no harm in that. If the total amount reaches the nisab and a lunar year has passed over the entire amount, then you pay zakah on the whole. But if what you have is only these four dinars, they do not reach the nisab, so there is no zakah on them. Yes.