The ruling on the zakah of money saved for the purpose of marriage or building a house

This is a message we received from the questioner (A. M. S.) from Riyadh. He says in his message: I am a young employee with a limited monthly income. I take what I need from it and put the rest in the bank until I have accumulated an amount with which to buy a plot of land on which to build a residence for when I get married. In fact, I had accumulated fifty thousand riyals, and the value of the land was one hundred and five thousand, so I borrowed the remaining amount. After a year of buying the land, I had paid off the required amount. But a few days later, I thought about selling the land to buy in a location closer to the first one, and I actually sold it and put the amount in the bank. I have been saving from my salaries for the price of this land I sold until my name appears in the Real Estate Development Fund. It has now been a year. So the question is: Do I owe zakah for these three years? Because I heard that one who saves money to get married or to build a residence to live in does not owe zakah?
Answer: This is a mistake. The truth is that he owes zakah. If one saves money to get married, or to build a residence, or to pay off a debt, he owes zakah if a lunar year passes over the accumulated money. So if you save from your salaries or the price of the land you sold, and you set it aside in the bank or elsewhere, waiting for construction, or waiting to buy another plot of land, or waiting for marriage, or something similar, then you owe zakah if a lunar year passes. Any money over which a lunar year passes, whether it is from salaries, the price of land, the price of a house, or otherwise, you must pay its zakah, even if you have set this money aside to buy land, to develop land, for marriage, or for something else. You owe zakah if a lunar year passes over any money over which a lunar year has passed. Yes.
The presenter: May Allah bless you and reward you with good.