And prayers and peace be upon our Prophet Muhammad, and upon his family and all his Companions.

The reader: In the name of Allah, the Most Gracious, the Most Merciful.
All praise is due to Allah, Lord of the worlds, and may peace and blessings be upon our Prophet Muhammad, and upon his family and all his Companions.
He (may Allah have mercy on him) said: "Chapter on the virtue of leniency in buying and selling. From Abu Hurayrah (may Allah be pleased with him)

A man demanded of the Prophet (ﷺ) for repayment of a loan and was harsh to him. His Companions were about to attack him, but he (ﷺ) said, "Leave him, as the creditor is entitled to make a demand. Give him a camel of the same age as the camel that is due to him." They said: "We find a better camel senior to it in age." He (ﷺ) said, "Then buy it and give it to him; verily the best of you is the one who is the best in discharging his obligations (repayment of loans)."

أن رجلًا أتى النبي صلى الله عليه وسلم يتقاضاه فأغلظ له فهم به أصحابه، فقال رسول الله صلى الله عليه وسلم: دعوه فإن لصاحب الحق مقالًا، ثم قال: أعطوه سنًّا مثل سنه، قالوا: يا رسول الله لا نجد إلا أمثل من سنه، قال: أعطوه فإن خيركم أحسنكم قضاء

Riyad as-Salihin 1367

Agreed upon by al-Bukhari and Muslim. And from Jabir (may Allah be pleased with him) that the Messenger of Allah (peace and blessings be upon him) said:

May Allah's mercy be on him who is lenient in his buying, selling, and in demanding back his money.

رحم الله رجلًا سمحًا إذا باع وإذا اشترى وإذا اقتضى

Sahih al-Bukhari 2076

Narrated by al-Bukhari. And from Abu Qatadah (may Allah be pleased with him) who said:

I heard Allah's Messenger (ﷺ) as saying: He who loves that Allah saves him from the torments of the Day of Resurrection should give respite to the insolvent or remit (his debt).

سمعت رسول الله صلى الله عليه وسلم يقول: من سره أن ينجيه الله من كرب يوم القيامة فلينفس عن معسر أو يضع عنه

Sahih Muslim 1563a

Narrated by Muslim".

The Shaykh : In the name of Allah, the Most Gracious, the Most Merciful.
These hadiths were mentioned by the author, al-Nawawi (may Allah have mercy on him), in the chapter on the virtue of leniency in buying and selling. We have previously discussed the verses with which the author introduced this chapter. As for the hadiths, among them is the hadith of Abu Hurayrah that a Bedouin came to demand his right from the Messenger of Allah (peace and blessings be upon him and his family). To demand his right means to ask the Prophet (peace and blessings be upon him) to pay him what he owed. This was because the Messenger (may the prayers and peace of Allah be upon him) had borrowed a two-year-old camel, so its owner came to ask for it, saying, "Give me my two-year-old camel." As we know, Bedouins are rough, so he was harsh in his speech to the Messenger (may the prayers and peace of Allah be upon him). The Companions were about to deal with him, meaning they were about to strike him or silence him or do something similar. Then he said: (peace and blessings be upon him), "What do you think would happen if a Bedouin like this spoke to a soldier? Answer me: he would be dealt with harshly. Or if he spoke to a commander, or a judge, or a minister, and came to demand his right, even gently, he might be killed, except by the will of Allah. This man was harsh in his speech to Muhammad, the Messenger of Allah (peace and blessings be upon him), and said: From this, we know that if a person owes a right to someone and that person comes to demand it, the one who has the right is allowed to be harsh in his speech because he is the one with the right. The Messenger (may the prayers and peace of Allah be upon him) will certainly pay him, but he may not have the means at that moment. Therefore, he ordered them to pay for his two-year-old camel. They said: "We find nothing better than a four-year-old". In another narration, they said: "We find nothing but a fine four-year-old". A four-year-old is much better than a two-year-old; the two-year-old is young, while the four-year-old is large and can bear loads and travel, among other things. So the Prophet (peace and blessings be upon him and his family) ordered them to give it to him and said: A person should follow the example of the Messenger of Allah (peace and blessings be upon him and his family) in the goodness of paying debts, not in the harshness of dealing with the one who demands his right. That is, he should not deal with him with roughness, cursing, or insults, but with gentleness, because he has a right and a say. Nor should the one paying give less than what is owed, whether in quality or quantity. For example, if you borrow one hundred riyals from a person and, when repaying, you give him one hundred and ten without any condition, there is nothing wrong with this, and it is among the best ways of paying debts. Similarly, if you borrow a sa' of food of average quality, neither good nor bad, and you give him a sa' of good quality, this is also among the good ways of paying debts. The best of people are those who are best in paying their debts. In the hadith of Jabir, the Prophet (peace and blessings be upon him and his family) said: And likewise, be lenient when you pay. His (may the prayers and peace of Allah be upon him) saying or he said: is a statement in the form of a supplication, meaning he is praying for mercy for him if he is lenient in these four places: lenient when he sells, not being repetitive with the buyer, being easy-going, and making things easy for him; lenient when he pays, meaning when he pays others, he is lenient, giving them their due on time and not delaying; likewise, lenient when he buys; and likewise, lenient when he demands his right. A person should be lenient in these four situations so that he may receive the supplication of the Messenger of Allah (peace and blessings be upon him and his family). We will discuss the remaining hadiths, if Allah wills.