What is the ruling on cursing a specific disbeliever?

Question:
Some people have cited as evidence for cursing a specific disbeliever the hadith of the man who was brought to be flogged for drinking intoxicants. One of the Companions said, "May Allah curse him," and the Prophet (peace and blessings be upon him) said: , and he said: "Is it that the one who does not love Allah and His Messenger is cursed?"

Answer:
The Messenger (peace and blessings be upon him) cursed those who harmed the Muslims, so he cursed Abu Jahl, 'Utbah ibn Rabi'ah, Shibah, and their like among those who harmed the Muslims.
As for the disbelievers who did not harm, they are not to be cursed; rather, one should pray for their guidance. When it was said, "O Messenger of Allah, the tribe of Daws has delayed their acceptance of Islam," he said: , and he prayed for their guidance. And when the Jews would sneeze in his presence, intending for him to say, "May Allah have mercy on you," he would say, "May Allah guide you."
Q: So the correct view is that a specific disbeliever is not to be cursed?
A: He is not to be cursed, except if he harms the Muslims.