Ruling on mentioning the calamity in the supplication “O Allah, reward me for my calamity”

Question:
With Allah’s blessing, we begin this noble and blessed session with a question from one of the brothers, who sent a set of questions. In the first question, he says: Your Eminence, the Shaykh: In the hadith: Is it better here for a person to name the calamity and mention it, as is done in naming the need in the prayer for guidance (istikharah)? Or is it sufficient to rely on the intention as it was reported, without mentioning it? And is a person required to combine them if there is more than one, such as saying: “O Allah, reward me for my calamities, and replace them for me with something better”?
Give us your ruling, may Allah reward you.

Answer:
In the name of Allah, the Most Gracious, the Most Merciful.
Praise be to Allah, and may Allah send blessings and peace upon the Messenger of Allah, and upon his family and his Companions, and upon those who follow his guidance. As for what follows:
There is no doubt that it is established from the Prophet (peace and blessings be upon him) that he said: .
If a person is struck by the death of his brother, or his son, or his father, or an incident involving his wealth or something else, he says this supplication and it is sufficient: And if he repeats it, there is no harm. And if he says: “for my calamities,” there is no harm. But the wording of the hadith is sufficient; because “calamity” is a singular word that is comprehensive, and the possessive form is comprehensive. So the word “my calamity,” when made possessive, is comprehensive. The meaning of “my calamity” covers one, two, three, and more. So if he says: intending the calamity of the child, the calamity of the crops, and the calamity of such-and-such, the hadith covers them all. And praise be to Allah, it is according to his intention. There is no need to enumerate them, and if he enumerates them, there is no harm. Yes.