The Ruling on Zakah on Jewelry Worn for Adornment

The second question in the letter from our brother Sa'd states: I have a silver bracelet for my wife, and she does not wear it except during festivals and special occasions. It is known that sometimes it remains unworn for up to eight months or a full year. Is zakah obligatory on it? Please inform us. May Allah reward you with good.
Answer: Yes, if a lunar year has passed over it and it reaches the nisab, then she must pay zakah on it. The nisab for silver is one hundred and forty mithqals, which amounts to fifty-six Saudi Riyals in silver or its equivalent. If this jewelry reaches this amount, then zakah is due on it every year at the rate of one-quarter of one-tenth, which is two and a half percent for every one hundred Riyals. This is the correct opinion among the scholars.
There is scholarly disagreement regarding whether women's jewelry is subject to zakah or not. However, the correct view is that it is subject to zakah if it reaches the nisab and a lunar year has passed over it. This is the stronger opinion among the scholars on this matter. Yes.