The Ruling on Zakah in Saved and Used Gold
Machine translationRead the Arabic original
Question:
The listening sister, Umm Ahmad, from the Northern Region, Rafha, sent a message, and we presented part of her questions in a previous session: I own some gold jewelry exceeding the nisab, but I do not use all of it, as I keep some to benefit my sons when they get married, since they are still in the stage of education, and money is quickly spent, unlike gold. My question is: Do I pay zakah only on the gold I do not use, even if it is less than the nisab, or is it obligatory for me to pay zakah on all the gold I have?
Answer:
The correct view is that you owe zakah on all of it. Some scholars have held that there is no zakah on used jewelry, but that is the weaker opinion. The correct view, based on the evidence of the Shari'ah, is that jewelry is subject to zakah, whether it is saved, used, or lent out. It is obligatory to pay zakah on it if it reaches the nisab. The nisab is twenty mithqals of gold, which amounts to eleven and three-sevenths of a Saudi riyal, meaning eleven and a half riyals. If the jewelry reaches this amount, zakah becomes obligatory on it: one-quarter of one-tenth every year. If it amounts to, for example, ten thousand, if the jewelry amounts to ten thousand, then two hundred and fifty is due, one-quarter of one-tenth; one-quarter of the tenth of a thousand is two hundred and fifty, and so on. In grams, it is close to ninety-two grams, meaning ninety-one grams and fractions. If you pay zakah on what reaches this amount, approximately ninety-two grams, which is eleven and a half Saudi riyals, then paying zakah on this amount is what is obligatory on you, and so on for any excess.
As for if it is less than that, there is nothing due on it, because the nisab is a condition for the obligation of zakah. It is established from him (peace and blessings be upon him) that he said: ... the hadith. It is agreed upon that it is authentic.
A woman came to him (peace and blessings be upon him) with her daughter, and on her hand were two gold bracelets. He said: She said: No. He said: Sunan Abi Dawud 1563Hasan (Al-Albani); so she threw them down and said: They are for Allah and His Messenger. Umm Salimah (may Allah be pleased with her) asked him, and she used to wear gold ornaments. She said: O Messenger of Allah! Is this hoarded wealth? He (may the prayers and peace of Allah be upon him) said: . This indicates that what is not subject to zakah is considered hoarded wealth, and its owner deserves punishment. Therefore, jewelry that is not subject to zakah is among the hoarded wealth, like saved riyals and saved pieces of gold. If it reaches the nisab, it is called hoarded wealth, even if it is on the ground, or in the visible storage boxes. Anything that its zakah is not paid, and it is from the wealth subject to zakah, is considered hoarded wealth; its owner will be punished with it on the Day of Resurrection. We ask Allah for safety.
So you, O sister in Allah! must pay zakah on both the worn and the saved, if the total reaches the nisab. May Allah guide you and make your affairs easy. Yes.
The presenter: O Allah, amen. May Allah reward you with good.
The listening sister, Umm Ahmad, from the Northern Region, Rafha, sent a message, and we presented part of her questions in a previous session: I own some gold jewelry exceeding the nisab, but I do not use all of it, as I keep some to benefit my sons when they get married, since they are still in the stage of education, and money is quickly spent, unlike gold. My question is: Do I pay zakah only on the gold I do not use, even if it is less than the nisab, or is it obligatory for me to pay zakah on all the gold I have?
Answer:
The correct view is that you owe zakah on all of it. Some scholars have held that there is no zakah on used jewelry, but that is the weaker opinion. The correct view, based on the evidence of the Shari'ah, is that jewelry is subject to zakah, whether it is saved, used, or lent out. It is obligatory to pay zakah on it if it reaches the nisab. The nisab is twenty mithqals of gold, which amounts to eleven and three-sevenths of a Saudi riyal, meaning eleven and a half riyals. If the jewelry reaches this amount, zakah becomes obligatory on it: one-quarter of one-tenth every year. If it amounts to, for example, ten thousand, if the jewelry amounts to ten thousand, then two hundred and fifty is due, one-quarter of one-tenth; one-quarter of the tenth of a thousand is two hundred and fifty, and so on. In grams, it is close to ninety-two grams, meaning ninety-one grams and fractions. If you pay zakah on what reaches this amount, approximately ninety-two grams, which is eleven and a half Saudi riyals, then paying zakah on this amount is what is obligatory on you, and so on for any excess.
As for if it is less than that, there is nothing due on it, because the nisab is a condition for the obligation of zakah. It is established from him (peace and blessings be upon him) that he said:
There is no one who owns gold or silver and does not pay its right, except that on the Day of Resurrection, plates of fire will be made for him, and he will be branded with them on his side, his forehead, and his back, on a day whose measure is fifty thousand years. Then he will see his path, either to Paradise or to the Fire.
ما من صاحب ذهب ولا فضة لا يؤدي حقها؛ إلا إذا كان يوم القيامة صفحت له صفائح من نار، فيكوى بها جنبه وجبينه وظهره، في يوم كان مقداره خمسين ألف سنة، ثم يرى سبيله إما إلى الجنة، وإما إلى النارA woman came to him (peace and blessings be upon him) with her daughter, and on her hand were two gold bracelets. He said:
Do you give the zakah of this?
أتعطين زكاة هذا؟Are you pleased that Allah may put two bangles of fire on your hands?
أيسرك أن يسورك الله بهما يوم القيامة سوارين من نارwhat reaches the amount to be paid zakat on, and is paid, is not a treasure
ما بلغ أن يزكى فزكي؛ فليس بكنزSo you, O sister in Allah! must pay zakah on both the worn and the saved, if the total reaches the nisab. May Allah guide you and make your affairs easy. Yes.
The presenter: O Allah, amen. May Allah reward you with good.
Source
binbaz.org.sa
The Arabic text is copied verbatim from the original source, without any edits.