The ruling on one who has intercourse in Ramadan and is unable to pay the expiation
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Question:
The questioner: A man had intercourse with his wife in the month of Ramadan for three days, and this continued for four years. He is unable to fast. What is required of him?
Answer:
He must repent to Allah, because this is a grave sin. He must free a slave for each instance, which amounts to three slaves. If he cannot do so, he must fast for six months, two consecutive months for each instance, whenever he is able to do so. If he is unable to fast, then nothing is required of him; he should only strive in the hope that he will be able to. When he is able, he must fast two months for each act, along with repentance to Allah (Mighty and Majestic). This obligation remains on his record until he is able to fulfill it, even if that is until his death.
The questioner: A man had intercourse with his wife in the month of Ramadan for three days, and this continued for four years. He is unable to fast. What is required of him?
Answer:
He must repent to Allah, because this is a grave sin. He must free a slave for each instance, which amounts to three slaves. If he cannot do so, he must fast for six months, two consecutive months for each instance, whenever he is able to do so. If he is unable to fast, then nothing is required of him; he should only strive in the hope that he will be able to. When he is able, he must fast two months for each act, along with repentance to Allah (Mighty and Majestic). This obligation remains on his record until he is able to fulfill it, even if that is until his death.
Source
binbaz.org.sa
The Arabic text is copied verbatim from the original source, without any edits.